The Quick, Easy Way to get the credit you need.
The CreditUp by 5Star credit builder is a savings and credit-building program. Save money every month in your CreditUp account while at the same time building a solid credit history. CreditUp is not a conventional cash loan program where you borrow the funds upfront. With a credit-building account, you make fixed monthly payments into a savings loan account in your name and then get access to the full loan amount at the end of the loan term. Making monthly on-time payments is the key to building your credit. After all payments are complete and the loan is paid in full, you decide to keep the funds in your savings account or have the funds sent to you.
To apply, you must be at least 18 years old and a citizen of the United States or permanent resident with a valid social security number and with a physical address in the U.S. Applicants will verify identity with a valid state-issued Driver’s License, state-issued ID, or current U.S. passport. A valid checking or savings account is required if you choose to make your monthly payment with a direct debit via ACH from your bank account. All loans are subject to approval. 5Star Bank reserves the right to deny a loan application based on the misuse of the CreditUp loan program or other information that has been provided to 5Star Bank.
CreditUp By 5Star® is a registered trademark of 5Star Bank. FICO® is a registered Trademark of Fair Isaac Corporation. Experian® is a registered trademark of Experian Holdings, Inc.